Truth is... it is a great time to buy if you are a first time home buyer AND if you aren't upside down on your current home.
- There's plenty of safe and/or creative loans out there for first time homebuyers requiring very little money down. I have a long list of programs available if you're interested.
- Also, to qualify for a FHA loan, you only need 3.5% down and can purchase a home up to $292,ooo. You can buy a new or newer home for this price in a lot of communities including Lakewood Ranch and Palmer Ranch and many of the smaller communities in between. Just outside of Sarasota in Ellenton down through Venice, you'd be amazed at what's available.
- HUD homes can be snatched up for as little as $100 down!
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